For many people going through a Separation and Divorce, trying to get their heads around financial matters is mind-boggling.
We draw on over 30 years of experience working with separating clients to provide a really practical financial and legal guide to help you understand your financial rights and obligations and make informed decisions that enable you to be more financially secure in the future. We provide real-life case studies, checklists, and answers to the most commonly raised questions. The Financial Horizons Guide has been written in conjunction with banking experts, mortgage brokers, financial advisors, financial coaches, and lawyers.
The Planner covers
- Understand the basics of finance from opening accounts, to credit ratings, to refinancing and getting loans.
- Key financial admin steps through Separation and Pre-Settlement
- What financial documents you need to get hold of
- Gathering evidence
- What documents do you need to disclose
- How to deal with the bank
- How to get Financial Assistance and financial hardship Support
- Understand what Financial and Legal Abuse looks like and how to avoid it
- Avoid technological abuse to gain access to your financials – Stay Secure
- What the Family Law Act requires
- What are your legal options, including mediation
- Budgeting
- Drafting your “pool of assets” (assets and liabilities)
- How to get valuations on assets and debts
- Dealing with your Accountant
- Superannuation
- Trusts
- Business, Company and Farms
- Child Support, Spousal Maintenance and Child Maintenance
- Estate Planning – will, trusts, medical directions
- How to get the rights specialist advice when you need it
- How to move forward to ensure financial stability
- Avoid scams
- Tips to earn more income
About the Author
Susan Crain is the Founder of Separation Support Network. With a background in law, majoring in psychology, and a long history of working with clients in a Separation Coaching capacity, Susan set up the social enterprise foundation with a view to better educating and empowering people to avoid the financial pitfalls that many Australians face when going through separation and divorce. She has seen firsthand the rising levels of homelessness, loss of superannuation and retirement options, the lack of future financial stability and independence and the impact all this has on the physical and mental wellness of many.
